Finding a Mortgage

Firstly, get a rough idea of what's available. Your estate agent should be able to help you with this as a starting point. If you already have a relationship with a bank or building society, see what they have to offer.

If your circumstances or the property you want to buy are unusual it may be worth asking your estate agent if they know a good "intermediary" such as a mortgage broker who can help. Always ask if they search the whole market or just a small set of lenders, and how much they charge.

Your employer - some financial firms have mortgage schemes for staff.